Imagination Théo Bondolfi, formalized with AI assistance.

Rewards

Rewards at a Glance
Symbol	💰
Currency	CHF (conditional)
Cash-out	By tranches of CHF 100, at the pace of user subscriptions (no guarantee)
Basis	Bonding Curve (real expenses)
Speculation?	❌ None — transparent
FINMA	Sandbox / utility token
See also	Karma tokens (the exchange currency for services)
See also	Terms & Conditions

WikiDeal generates two clearly separate concepts of Credits: Rewards (which can be cashed out) and Karma tokens (the exchange currency for services). This page covers Rewards only.

What Rewards Are (no guarantee*)

Rewards are converted into Swiss francs at the pace of the subscriptions taken by users. They represent a conditional claim on future subscription revenue, not a debt or financial instrument: there is no guarantee on timing or completion, and their availability depends entirely on the number of subscribed users.

Convertible to CHF by tranches of CHF 100 when funds allow
Held in your personal account (Priority 2)
Tax applies at cash-out

* No financial return is guaranteed. See Terms & Conditions and FINMA sandbox rules.

Cash-out mechanism (tranches of CHF 100)

Cash-out occurs in tranches of CHF 100. As subscription revenue accumulates in the redistribution pool, it is allocated to Reward holders based on the proportion of Rewards they hold. When a holder's allocated share reaches CHF 100, that tranche becomes available for cash-out.

Gift — A Separate, Voluntary Concept

What is a Gift?

A Gift is a voluntary Donation from a funder or participant to the WikiDeal community pool. It is NOT a type of Credit — it is a separate act. The amount of Gifts available depends on the pressure degree:

Less pressure from funders = more Gifts by default (community benefit maximized)
More pressure for personal return = fewer Gifts (deducted from the bonding curve)

Gift is an optional, voluntary layer.

The Mathematical Relationship — Bonding Curve

Credits are generated by the Bonding Curve — a mathematical formula that determines how many Credits you receive per CHF contributed:

Available Credits = Bonding Curve − Gifts

Where:
Bonding Curve = f(CHF contributed, position in curve)
Gifts = f(Karma token pressure + Karma tokens in common pot not consumed)

"Stimulating but not speculative at all — because everything is transparent."

The Need-Driven Funding Mechanism

The Need-Driven Funding mechanism regulates when Rewards become available:

Phase 1, services first: When the platform is growing, the community service economy (based on Karma tokens) develops first.
Phase 2, cash follows: As the service economy grows, subscription revenue grows, and Rewards (no guarantee*) become available so that funders can convert to CHF.

Transparency and Replicable Model

Every User Group can launch its own funding campaign using the exact same methodology as WikiDeal Core. The same bonding curve, the same Rewards, the same Gift mechanism operating in the background.

This means the Babysitting User Group or the Street Fundraising User Group can attract funders specifically for their local infrastructure using a proven, transparent funding model.