🟢 Vert = terminologie corrigée le 2026-10-18 : investissement → souscription, investisseur → souscripteur, investment → subscription, investor → subscriber, véhicule → forme juridique / entité de fonctionnement (exploitation). Ricardo : ce sont les mots-clés à changer dans le code. Les noms de fichiers (ex. funding-investment-agreement.html) sont volontairement conservés pour ne pas casser les liens — renommage côté dev possible ensuite. Les surlignages orange datent d'une passe de correction précédente.

How to cash: transfer your available amount

Your cash transfer is the amount from your WikiDeal tokens that is currently transferable to your bank account. It starts very small and grows as subscription income arrives. You can request a transfer at any time once you have provided your IBAN.

🔁 Tokens are also transferable to third parties: instead of cashing out, you can transfer your utility tokens to someone else, who then uses them to buy services on the platform. Note the two token states: activatable tokens (from Love Money, ×100 → ×30) pay only the platform subscription and volunteer core-team advisory/incubation; activated tokens (covered by collected subscription revenue, ≈ CHF 50 million of subscriptions for the whole pool) also pay third-party services (e.g. transport, 80–90% to the provider). Cash-out remains an accessory option, never the purpose of the token.

Your cash transfer available guaranteed

CHF 3.85

sample data · grows with every subscription paid · this amount is guaranteed by Netizen3

IBAN for bank transfer

Swiss or international IBAN accepted. Your IBAN is stored securely and used only for transfers you request.

Account holder name

Must match the name on the bank account associated with the IBAN above.

Payments are made by bank transfer (IBAN) from Netizen3 or its subcontractor to the beneficiary. You can add or update your IBAN at any time; there is no urgency — it is only needed when you request a transfer. No fees are deducted (to be confirmed).

About the cash transfer: the cash transfer is the portion of your WikiDeal tokens that has been funded by real subscription income and is ready to be paid out. It starts very low (a few centimes) and grows steadily as WikiDeal subscriptions are paid. It is distinct from your total WikiDeal tokens (a potential ceiling, not guaranteed): the cash transfer amount is guaranteed and payable on request.

This process is planned from day one. The mockup is illustrative; the functional version will be integrated into the dashboard.